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  • cader
    started a topic First reply from DCA

    First reply from DCA

    Hi all. This is my very first thread on this forum so hey,I'm a virgin,be gentle with me!
    I received a demand (and mobile fone calls aplenty)from a DCA acting on behalf of a bank. This alleged debt originates from the late 1990's. Having researched and acted through various websites I was recommended...
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  • bosdog
    started a topic Default and Termination notice

    Default and Termination notice

    Hi all
    Sorry for my confused question

    If a default notice has been issued and subsequently the account is terminated, can it be argued to any effect at a later date if the creditor then agrees that a) the default amount was incorrect b) payment of the requested amount...
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  • btcc_racer
    started a topic btcc_racer Diary

    btcc_racer Diary

    Barclays (over draft)
    before Apr 2007 (not sure on exact date)
    Balance: 3349.81
    Last paid £50 payments to Barclays before handed over to Lewis Debit recovery
    not paying
    Status: Default
    Account owner Lewis Debt Recovery – Barclays overdraft
    ...
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    Last edited by btcc_racer; 8 January 2013, 21:14.

  • Exclus
    started a topic Account terminated

    Account terminated

    About 17 years ago I had a credit card with Associates, who morphed or were bought out by Citi. Some years ago I stopped paying Citi and requested a copy agreement - after some tooing-and-froing they admitted they could not supply an agreement, and duly sold the debt to Hillesdon. Hillesdon also confirm...
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  • JohnnyCo
    started a topic Stayed Court Case

    Stayed Court Case

    I had a credit card and current account with a bank (which I stopped using).

    The account had a small overdraft (about £111 but that was offset against a refunded overcharge of about £300 from electricity but bank never acknowledged the refund).

    When account closed, they also...
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    Last edited by JohnnyCo; 1 January 2013, 18:29. Reason: spelling!

  • Blodwin
    started a topic Default Concerns - First Direct

    Default Concerns - First Direct

    As some of you will know, I have an ongoing dispute with Barclays over an arrangement to pay marker on my credit file despite a 6 year Default dropping off my CRFs in May. I have indeed been paying Barclays by arrangement since the Default in 2006.

    I now have an issue with First Direct....
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  • mauijim
    started a topic DCA constantly chasing

    DCA constantly chasing

    Hi to all

    We used to have a water filter unit in our home. When I was taken ill we had it removed as we couldn't sensibly afford it. We contacted the supplier Eden who have us 3 months free which was a chance to finish the stock we had. They sent someone to remove the unit but he came...
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  • JohnnyCo
    started a topic Bankruptcy Petition

    Bankruptcy Petition

    I received a SD from a DCA last June but didn't do anything as I took it as just another threat. I then received a letter from Land Registry in November to say that they are endorsing their records about a potential bankruptcy case.

    I phoned the court mentioned in the Land Registry letter...
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  • Banks face fresh split threat as Parliament eyes new legislation

    Banks face fresh split threat as Parliament eyes new legislation

    This is a duplicate of the Blog Entry made on 16th December 2012 10:07.

    *Banks face the threat of being broken up if they do not implement reforms aimed at improving their behaviour. * The government-backed......
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  • SaltnVinegar
    started a topic Sold a car recently - DVLA Warning!!!

    Sold a car recently - DVLA Warning!!!

    Hi All

    Just wanted to share my experience with the DVLA and warn everyone regards a little scam they seem to be operating to fleece more money out of motorists.

    I sold my car in October, and, infront of the buyer, put the V5 in an envelope addressed to the DVLA and put a stamp...
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  • when DCAs change during the cca request process

    The title says what I mean, I think... I requested a cca from one DCA but have since had a letter from another DCA for the same alleged debt and no response as yet from the first one... Am I making sense? Do I send a new request to however has the alleged debt now? The same happened with another one...
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  • marypoppins
    started a topic Littlewoods - Lowells - Fredericksons

    Littlewoods - Lowells - Fredericksons

    My OH answered the door this morning to a man claiming to be from BW legal services, he asked for me as he has a letter to deliver to me personally.

    My OH told him I wasn't available and he left without any further problem, taking the letter with him.

    Having looked on here,...
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  • Flughesy
    started a topic How to get account numbers?

    How to get account numbers?

    I have a few accounts in debt with from ages ago and I have no idea how to get account numbers from years and years ago... These CRAs only tell me last 4 digits.

    -edit-


    Read below but basically CapQuest sending letters demanding payment an court on an unknown debt. ...
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    Last edited by Flughesy; 6 December 2012, 03:01. Reason: More important for me to change topic

  • ExtremEmotion
    started a topic British Gas Electricity Charges.

    British Gas Electricity Charges.

    I am having major problems with so many debt. My main concerns are the Mortgage and the monsters of all monsters British Gas. They supply both my gas and electric. The continuous trouble I have been having are so ridiculous they are almost impossible to believe. I having been fighting with them for...
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  • pooky2483
    started a topic Parking Eye - WTF

    Parking Eye - WTF

    Has anyone else seen them...
    Silly little touch screen terminals at the back of the checkouts in ALDI?

    You now have to enter your car reg after you have done your shop or you will get a 'ticket'

    Yes, that’s right. I don’t know if its just this particular car park...
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