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  • As there's an outstanding CCA request, they're in default. Don't worry - just continue as you are and if a claim is issued then let us know - email me so I can get it to Solicitor ASAP.

    Try not to worry - as things stand they're in default.

    See if Jo says any different, she may suggest action so await an update please.

    Joanna Connolly
    I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

    If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

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    • I received a Claim Form re debt currently with Mrlin. Do I add this as my defence?
      "My defence for claim ref *** concerns my CCA request. Having sought advice I requested my CCA from Cabot. I received a letter from Cabot (date ***) stating: “until we’re able to provide this information your account is unenforceable. This means we’re not permitted to obtain a County Court Judgement against you.” I have enclosed a copy of the letter verifying this. It is therefore a surprise to receive this Claim Letter when Cabot clearly stated they will not be permitted to obtain a CCJ. If a CCA had been provided as per my original request I would have sought advice on how to deal with this."

      Anyone know what the possible outcomes are of this? People say it will be ok but what does that mean?




      Comment


      • Originally posted by Never-In-Doubt View Post
        As there's an outstanding CCA request, they're in default. Don't worry - just continue as you are and if a claim is issued then let us know - email me so I can get it to Solicitor ASAP.

        Try not to worry - as things stand they're in default.

        See if Jo says any different, she may suggest action so await an update please.

        Joanna Connolly
        have you contacted Niddy as he asked?
        I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

        If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

        Comment


        • Just for info Jo / JCS are aware and dealing with OP. I'm also aware and everything is in hand.
          I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

          If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

          Comment


          • Joanna Connolly
            I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

            If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

            Comment


            • HSBC debt. Letter before claim received 28th May from MortimerClarke. I didn't recognise it and had filed it in the ignore pile, found a few days ago. Hoping JCS can help.

              Comment


              • HSBC sent me a cheque a couple of months ago saying it was for poor customer service, I banked it.

                Comment


                • A few of us received one as well .
                  I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                  If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                  Comment


                  • Originally posted by Turquoise View Post
                    HSBC debt. Letter before claim received 28th May from MortimerClarke. I didn't recognise it and had filed it in the ignore pile, found a few days ago. Hoping JCS can help.
                    Let’s hope they can. Keep us updated even if it’s just to say they are dealing with it. Remember if not you have deadlines for acknowledging service and filing your defence.

                    Comment


                    • Unsure how to proceed with Claim Form.

                      Comment


                      • Originally posted by Turquoise View Post
                        Unsure how to proceed with Claim Form.
                        You are talking to me / solicitors - Joanna Connolly

                        Gerry Jemitus
                        I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                        If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

                        Comment

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