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  • #46
    Just quick update to say I received a letter from Wescott telling me they havent had their payment from my DMP. I have sent it to Niddy to be sure. On another note I have stopped paying Stepchange, I just cancelled the direct debit two months ago, they haven't contacted me and I haven't contacted them, to be honest it slipped my mind until now. Should I formally close the DMP or just let it go?

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    • #47
      you may want to let them know you have decided to go self managed, you will need information off them regarding who owns what, along with what is still owing
      I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

      If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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      • #48
        Good point Nightwatch, I will get on to that. In the meantime PRA Group called the house, my father said I wasn't there and they told him to tell me t get in touch. I'm a little concerned as I am not staying there at the moment and don't want my father to be hastled, even though at the age of 80 he's up for it! (I'm quite suprised by that!) have you any advice on the best way forward as this is the nightmare that I really didn't want :-(

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        • #49
          i am afraid PRA can be like a dog with a bone, won't leave it alone,
          maybe they spoke to your father in a tone he didn't like, my mum was the same, her favorite reply was, If I remember when I next see them.
          Even when her dementia was bad she would answer the phone, If she realised it was the phone ringing, say WHAT!, WHO?, never heard of them.

          An old school friend phoned her looking for me, she told them that hubby and I had moved to Japan and were running an english tea shop.Friend found me on face Book. I often wonder how that would of gone down with some DCA's
          I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

          If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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          • #50
            Gosh I love the Japan reply, that's superb! Since your reply I have also had a text message from Wescott asking me to contact them I have no idea howthey got my number. Having two of them actively chasing me is rather unnerving, I'm guessing I just ignore them?

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            • #51
              wescott ignore for now they are commission agent only
              I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

              If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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              • #52
                Originally posted by Lifeback View Post
                Gosh I love the Japan reply, that's superb! Since your reply I have also had a text message from Wescott asking me to contact them I have no idea howthey got my number. Having two of them actively chasing me is rather unnerving, I'm guessing I just ignore them?
                Yes ignore them. You could blacklist the number on your mobile and if they start to call do not engage in conversation- I am sure I don't need to tell you this.

                If it becomes tiresome then send the telephone harassment letter (I can't remember what it says exactly what it says but I would include a line about communicating only in writing). I think the last one I sent even listed the numbers they had been calling and a few dates and times . It did the trick.

                Agai not sure what they are like now but 4 years ago ish they were really not that bright. They even referred me to the credit consumer act - so I replied to them asking where I could get a copy :-) .(At that point I was past caring so don't necessarily follow my lead)

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                • #53
                  Thank you so much for this information its really reassuring. The worst part of this is it feeling like it did in the beginning with them all hassling me all the time so to get two out of three trying to contact me within days was really quite scary. I think all I want is to get to the stage where I reaad newbie threads on here and can reply 'chill, it's nothing.....they're just flexing their protien shake muscles to try and scare you'

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                  • #54
                    Just push button human robots. And a lot of programs auto mad. Hoping you ring and then they will look at screen. Nevertheless never ring
                    I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                    If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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                    • #55
                      Harassment by Telephone if and when you need to use it?
                      I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                      If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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