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  • #1

    Virgin (MBNA) Credit Card / PRA Group - Iredeemably Unenforceable!

    As the subject title suggests - if you've ever had a Virgin branded MBNA Credit Card (pre 04/2007) then you'll be pleased to know that it WILL be Iredeemably Unenforceable - we've won a great case and found some fatal flaws and got judgment in our favour.

    So, if you receive a claim from PRA Group or anyone else for that matter, regarding an old Virgin Credit Card then let us know and we can help you to defeat the claimant.

    The above applies to all cards issued pre April 2007.

    Please share this post on social media so word gets around.

    I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

    If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk
    Tags: 087, april, ban, banned, cag, card, cards, claim, court, credit, credit card, debt, free, help, mat, mbna, media, moorcroft, nice, niddy, poor, pra, pra group, selling, share, signature, social, unenforceable, victims, virgin
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  • #2
    Re: Virgin (MBNA) Credit Card / PRA Group - Iredeemably Unenforceable!

    The case result is detailed here (Free Access) -> http://forums.all-about-debt.co.uk/s...l=1#post517078
    I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

    If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

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    • #3
      Re: Virgin (MBNA) Credit Card / PRA Group - Iredeemably Unenforceable!

      A nice thread to wake up to! Is there any chance the same could apply to other branded MBA cards?

      Comment

      • #4
        Re: Virgin (MBNA) Credit Card / PRA Group - Iredeemably Unenforceable!

        Originally posted by Seamus View Post
        A nice thread to wake up to! Is there any chance the same could apply to other branded MBA cards?
        Just Virgin branded for now
        I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

        If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

        Comment

        • #5
          Re: Virgin (MBNA) Credit Card / PRA Group - Iredeemably Unenforceable!

          Are we all seeing this thread? Please keep it bumped / post replies as we don't want to see any poor victims when we can help them.

          Please share this thread on social media.
          I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

          If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

          Comment

          • #6
            Re: Virgin (MBNA) Credit Card / PRA Group - Iredeemably Unenforceable!

            Thats excellent news. I bet those with an Virgin branded MBNA card taken out before April 2007 will be pleased!
            I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

            If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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            • #7
              Re: Virgin (MBNA) Credit Card / PRA Group - Iredeemably Unenforceable!

              Brilliant news
              "If wishes were horses, beggars would ride"

              Comment

              • #8
                Re: Virgin (MBNA) Credit Card / PRA Group - Iredeemably Unenforceable!

                Originally posted by SXGuy View Post
                Thats excellent news. I bet those with an Virgin branded MBNA card taken out before April 2007 will be pleased!
                mine is SB but MBNA admitted a long time ago that they couldn't enforce, but never prevented them from selling them on. Great news that the penny has finally dropped!

                Comment

                • #9
                  Re: Virgin (MBNA) Credit Card / PRA Group - Iredeemably Unenforceable!

                  Great news and gives hope to many , how fantastic xx
                  if you do it today and you like it you can always do it again tomorrow

                  I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                  If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                  Comment

                  • #10
                    Re: Virgin (MBNA) Credit Card / PRA Group - Iredeemably Unenforceable!

                    I bet you can all imagine how please I am to read this thread, having had a claim issued by PRA last week for my VERY old MBNA Virgin card!

                    Comment

                    • #11
                      Re: Virgin (MBNA) Credit Card / PRA Group - Iredeemably Unenforceable!

                      Bumping the thread
                      "If wishes were horses, beggars would ride"

                      Comment

                      • #12
                        Re: Virgin (MBNA) Credit Card / PRA Group - Iredeemably Unenforceable!

                        How can I get someone from CAG over here now?

                        Comment

                        • #13
                          Re: Virgin (MBNA) Credit Card / PRA Group - Iredeemably Unenforceable!

                          Originally posted by marypoppins View Post
                          How can I get someone from CAG over here now?
                          Use a short URL and don't name us, so for example send a message and say go here for help - http://fave.co/1Lh3Cbd

                          The link used is hiding our URL

                          --> http://fave.co/1Lh3Cbd
                          I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                          If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

                          Comment

                          • #14
                            Re: Virgin (MBNA) Credit Card / PRA Group - Iredeemably Unenforceable!

                            That's brill thanks Niddy, hopefully that will work.

                            I'll end up getting banned!

                            Comment

                            • #15
                              Re: Virgin (MBNA) Credit Card / PRA Group - Iredeemably Unenforceable!

                              Originally posted by marypoppins View Post
                              I'll end up getting banned!
                              If so then it's not a bad thing - that site is a disaster waiting to happen.
                              I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

                              If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

                              Comment

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