New and confused

[swanfan]

Re: New and confused

Update.

Do i send anything else or ignore please?

Ignore for now.

[CleverClogs (RIP)]

Re: New and confused

And also remove Reliable from your monthly tombola of creditors to be paid.

[samsmum]

Re: New and confused

Ignore for now.

Thanks. Will do

[samsmum]

Re: New and confused

And also remove Reliable from your monthly tombola of creditors to be paid.

They definitely win the booby prize!!

[samsmum]

Re: New and confused

HSBC LOAN
09/2001
£5600
04/2003
Not paying
Default 08/2004
Payments to Metropolitan
14/10/2011.. Letter fromLewis Group acting for CL finance. Says no payment received sinc 22nd June and to contact them.
14/10/2011..CCA Request sent
09/12/2011..letter received saying they cannot accept my monthly payment offer without I&E evidence. Haven't made an offer
12/12/2011..CCA Reminder-Unenforceability Threat letter sent

Update

[samsmum]

Re: New and confused

PAYDAY LOAN
07/2011
£420
DUE ON FRI 09/09/2011
25/09/2011..First Notice letter received
19/10/2011..Second Notice letter received
17/11/201..E mail received. Tells me i'm a valued customer and they want to help. 26 days to pay or they will consider further action. Cant renew my loan until sorted???
12/12/2011..Email received. 2 days to pay else they'll take it as a refusal to pay and pass to third party. I am however still a valued customer!!

Update

[samsmum]

Re: New and confused

OVERDRAFT with Nationwide B/S
2008
£800
NOT PAYING
Last interest paid 06/08/2011 now changed bank acc
13/12/2011..Letter received. Pay up or will register a default notice'and instruct KPR to collect and could commence legal action

Update

Oh and will refuse payments from the account and may call at my home to collect chequebook and card!

[Never-In-Doubt]

Re: New and confused

PAYDAY LOAN
07/2011
£420
DUE ON FRI 09/09/2011
25/09/2011..First Notice letter received
19/10/2011..Second Notice letter received
17/11/201..E mail received. Tells me i'm a valued customer and they want to help. 26 days to pay or they will consider further action. Cant renew my loan until sorted???
12/12/2011..Email received. 2 days to pay else they'll take it as a refusal to pay and pass to third party. I am however still a valued customer!!

Update

Have you sent off the CCA Request? If not, please send one now.....

[Never-In-Doubt]

Re: New and confused

Update

Oh and will refuse payments from the account and may call at my home to collect chequebook and card!

Just ignore for the time being.....

[Never-In-Doubt]

Re: New and confused

Regards the JDW group accounts, don't worry about these - they have my letter, sod em - that's it as far as that's concerned right now.

Keep us updated, but make no contact with them!

[samsmum]

Re: New and confused

Thanks for the replies Niddy. Will carry on ignoring

[samsmum]

Re: New and confused

CO-OP LOAN
11/2002
£4900
04/2003
Not paying
arrears
Payments to CO-OP
26/9/11 Termination letter received. Advised to ignore
12/10/11 Account being passed to specialist collections. May default, pass to solicitors etc etc. may negotiate F&f.
13/10/11 CCA request sent
13/10/11 SAR sent
31/10/2011..CCA received Niddy says
03/11/2011..CCA Query Missing prescribed terms
16/11/11..Letter received saying they know i live here and assume i am deliberately avoiding them. Ring to make arrangement or will be passed on for immediate recovery action
16/11/11.. ''SPECIAL OFFER'' letter received offering 50% discount if paid within 10 days
15/12/2011..letter received saying as i'm ignoring them they've made the decision to register the account as in default and pass to a specialist DCA and the Co op will not enter into further discussion regarding the debt

Update

[samsmum]

Re: New and confused

[QUOTE=in 2 deep;127165]

Re Lowells acting for Capital one, balance £123


Received a letter saying how they've tried to help but i'm choosing to ignore them so they're going to check my credit file,see whether we have a mortgage and obtain work details and decide what to do next ie court,doorstep visit. Says an amicable solution would be better for both of us as they really dont want to increase the debt or cause unnecessary stress!!They know it's embarassing and distressing so if i dont want to talk i can just fill in the DD mandate

[MrsD]

Re: New and confused

I'd just wait and see what the co-op do.
and I'd just pee myself laughing at the ridicuous rubbish from Capquest................

[garlok]

Re: New and confused

Lowells really are worried about their Christmas bonus. Obviously as invertebrates (like slugs) they are worried that come any cold weather we will be putting salt on them l l

We had two letters today admitting Barclaycard haven't found any agreements on two accounts (and they won't we already know they have nothing substantive) but to help us we can make payments via telephone.

As Lowells are parasitic debt purchasers I might be of a mind here to send them the "doorstep" letter and "threat of litigation" letter.

How do these companies survive?

regards
Garlok