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  • Intrum Uk Finance Limited

    Intrum UK Finance Limited is not authorised by the Financial Conduct Authority to exercise the rights of a lender. They rely on the para 55 FSMA 2000 servicing exemption.

    We look forward to using the same legal arguments in the future against Intrum UK Finance Limited which we used against Idem Capital Securities Limited in the recent successful FCA authorisation Appeal where the Circuit Judge found that the para 55 FSMA 2000 servicing exemption did not allow the unauthorised debt purchaser to issue proceedings in the county court.

    Intrum also have issues with their assignment process and documentation.

    If you are currently defending a claim with Intrum, whether stayed or ongoing, or they have obtained a Default Judgment against you and you have any query please post any queries on this thread..
    Legal Disclaimer
    I am a solicitor Advocate who specialises in consumer credit and my firm is Joanna Connolly Solicitors. My leading case of Carey v HSBC set the legal precedence for creditors compliance with s.77 & s.78 Consumer Credit Act 1974 statutory requests & enforcement of debts in court. Any posts I make on the AAD Consumer Forum are for information and discussion purposes only and shouldn't be seen as legal advice. Any advice I provide on the forum is without liability. If you are unsure please seek formal legal guidance or contact your local citizens advice bureau at https://www.citizensadvice.org.uk.

    If you need to contact me you can send me a message by clicking my username or by emailing me at jo@joannaconnollysolicitors.co.uk or by telephoning 0330 053 9340.

  • #2
    Hi Jo

    I m helping my daughter with her credit card claims. Lloyds have sold their debt to Intrum and she has now been given 10 days to respond to an offer of discount payment. A ridiculous offer to say the least.

    I don t fully understand why they are different to any other debt collector, ? (Niddy deemed this debt unenforceable) Do I send Intrum a copy of the request or let them know , because the debt belongs to them? I know they should n't of sold it on. Just a bit confused around this, and as I m helping my daughter I have to discuss with her ... she worries ... Thanks ...Sue
    If you are using a shovel to dig yourself into a hole, a credit card company will be happy to give you a JCB !!

    Comment


    • #3
      Don't do anything. It's UE, that hasn't changed. Wait and see what they do then ask us on here

      They are different as they are not authorised so just don't worry. It'll be fine.
      I'm the forum administrator and I look after the theme & features, our volunteers & users and also look after any complaints or Data Protection queries that pass through the forum or main website. I am extremely busy so if you do contact me or need a reply to a forum post then use the email or PM features offered because I do miss things and get tied up for days at a time!

      If you spot any spammers, AE's, abusive or libellous posts or anything else that just doesn't feel right then please report them to me as soon as you spot them at: webmaster@all-about-debt.co.uk

      Comment


      • #4
        I just ignore intrum and they have done nothing and I didn’t realise they weren’t registered!!

        Comment


        • #5
          Originally posted by Timewilltell View Post
          I just ignore intrum and they have done nothing and I didn’t realise they weren’t registered!!

          You do now

          Di
          Legal Disclaimer

          I am a Litigation Executive at Joanna Connolly Solicitors a firm which specialises in consumer credit. If you need to contact me you can send a message by clicking on my username or by emailing me at di@joannaconnollysolicitors.co.uk or by telephoning 0330 053 9340. My Direct Line is 0151 254 6986 Our initial advice is always free.

          Any posts I make on the AAD Consumer Forum are for information and discussion purposes only and shouldn't be seen as legal advice. Any advice I provide on the forum is without liability. If you are unsure please seek formal legal guidance or contact your local citizens advice bureau at https://www.citizensadvice.org.uk

          Comment


          • #6
            I ve just uploaded a copy of the letter my daughter received today,on her diary.They word the letters in a threatening yet immature way in my opinion, but its put her in a tizzy. Not even given her ten days !!

            Your comments will reassure , so thank you. I have sent the SAR just wondering if they need to be told its been sold whilst in dispute.

            Susie B
            If you are using a shovel to dig yourself into a hole, a credit card company will be happy to give you a JCB !!

            Comment


            • #7
              Originally posted by Diana Mayhew View Post


              You do now

              Di

              That is music to my ears, thanks Di that’s 2 like that now.

              Comment


              • #8
                Originally posted by Timewilltell View Post


                That is music to my ears, thanks Di that’s 2 like that now.
                Diana Mayhew Now I’m not so sure?

                https://register.fca.org.uk/ShPo_Fir...000001YW4zxAAD

                ??

                Comment


                • #9
                  The FCA register is for Intrum Uk Limited

                  But Intrum Uk Finance Limited (although part of the Intrum Group ) are NOT FCA registered.

                  Comment


                  • #10
                    Does that mean they should not even be collecting debts or sending out begging letters?
                    If you are using a shovel to dig yourself into a hole, a credit card company will be happy to give you a JCB !!

                    Comment


                    • #11
                      No they can but they cannot do court under their own name. they can chase
                      I'm an official AAD Moderator and also a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of AAD. Similarly, any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - Find a Solicitor or go to the National Probono Centre.

                      If you spot an abusive or libellous post then please report it by Clicking Here. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

                      Comment


                      • #12
                        So all their threats of court action are meaningless? Have they never been able to get to court with a debt? I cant believe there are such con artists at that level, !
                        If you are using a shovel to dig yourself into a hole, a credit card company will be happy to give you a JCB !!

                        Comment


                        • #13
                          I ve just read their resume if thats what its called , very impressive how they set themselves, and yet they seem to have got things wrong... mind blowing what you find out on here!!
                          If you are using a shovel to dig yourself into a hole, a credit card company will be happy to give you a JCB !!

                          Comment


                          • #14
                            Originally posted by Susiebling365 View Post
                            So all their threats of court action are meaningless? Have they never been able to get to court with a debt? I cant believe there are such con artists at that level, !
                            This is a complex legal argument.
                            Make a note and post up any further correspondence.

                            This is Jo's entry.
                            "..
                            We look forward to using the same legal arguments in the future against Intrum UK Finance Limited which we used against Idem Capital Securities Limited in the recent successful FCA authorisation Appeal where the Circuit Judge found that the para 55 FSMA 2000 servicing exemption did not allow the unauthorised debt purchaser to issue proceedings in the county court.
                            Intrum also have issues with their assignment process and documentation.
                            .."

                            Comment


                            • #15
                              Originally posted by Roger View Post
                              The FCA register is for Intrum Uk Limited

                              But Intrum Uk Finance Limited (although part of the Intrum Group ) are NOT FCA registered.
                              that’s an irony Finance is the only thing that stops them from legally collecting money!

                              Comment

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