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Evening Chaps,
This site (and Niddy) helped me last year and I have one last issue to resolve. I have a dormant current account with Barclays which has an overdraft debit balance of £2,098.00. My credit file is clean except for this one account which Barclays are registering with the three CRA's as in arrears and six payments late, no default but it is impacting my credit score.
I've written to Barclays (Consumer Finance Dept, Manchester) and offered a 50% full and final settlement offer and to remove the file from the CRA's.
I dispute the total debit balance as almost 50%of the balance is charges but Barclays have rejected the offer and just keep asking me to confirm my proposals to pay the debt or speak to a debt charity, I just want to clear this off and move on but Barclays are being stubborn.
Any help or idea's appreciated.
This site (and Niddy) helped me last year and I have one last issue to resolve. I have a dormant current account with Barclays which has an overdraft debit balance of £2,098.00. My credit file is clean except for this one account which Barclays are registering with the three CRA's as in arrears and six payments late, no default but it is impacting my credit score.
I've written to Barclays (Consumer Finance Dept, Manchester) and offered a 50% full and final settlement offer and to remove the file from the CRA's.
I dispute the total debit balance as almost 50%of the balance is charges but Barclays have rejected the offer and just keep asking me to confirm my proposals to pay the debt or speak to a debt charity, I just want to clear this off and move on but Barclays are being stubborn.
Any help or idea's appreciated.
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