Debt and Loan Help Pleazzzzzzee.......

[SaltnVinegar]

Re: Debt and Loan Help Pleazzzzzzee.......

Unless you do this of course

---> allaboutFORUMS - View Single Post - Debt and Loan Help Pleazzzzzzee.......

They'd still call you thinking you work as a cabbie.... not very bright your average PDL collections person.

[Never-In-Doubt]

Re: Debt and Loan Help Pleazzzzzzee.......

You are much more likely to get phonecalls at work etc, much more their style. When they do tell them to go forth and multiply, but make sure that you record EVERY phone call they make so you can then go after them for harrassment if need be.

Unless you do this of course

---> allaboutFORUMS - View Single Post - Debt and Loan Help Pleazzzzzzee.......

[SaltnVinegar]

Re: Debt and Loan Help Pleazzzzzzee.......

OK, will do! Will kepp you posted on that and the other issue's. One other quick thing, would it cause a massive issue if I changed my home address to my parents address on these payday loans?

Thanks

furryboo

It wouldn't really work for a couple of reasons:

1) They will keep your old address on their records anyway, so will trace you regardless

2) PDL companies prefer to phone/send emails. You will get very little snailmail from them as it costs too much.

You are much more likely to get phonecalls at work etc, much more their style. When they do tell them to go forth and multiply, but make sure that you record EVERY phone call they make so you can then go after them for harrassment if need be.

Best
SnV

[Never-In-Doubt]

Re: Debt and Loan Help Pleazzzzzzee.......

Inspired!

It works mate - it really does......

Tried and tested

[CleverClogs (RIP)]

Re: Debt and Loan Help Pleazzzzzzee.......

I am currently residing in my car.

Inspired!

[Never-In-Doubt]

Re: Debt and Loan Help Pleazzzzzzee.......

Right,

Regards the Payday loans. Write to each of them as follows which should get them off your case...

Dear Sirs,

Ref: xxxxxxxx

I write with reference to the outstanding balance on this account. Unfortunately I am no longer in employment and thus I cannot afford to repay the balance.

I also no longer live at the address held on file, and cannot give you a forwarding address as I am currently residing in my car. Obviously given the nature of things, please remove all phone numbers and addresses from my account as you'll be wasting your time - I'm moving away and when I get settled and in work I'll be in touch with new contact details.

In the meantime you can contact me using the following email address which I'll pick up as and when I log-in via an internet cafe.

Email address: name@whatever.com

Yours faithfully,


Sign digitally

* Now what you need to do before sending that is to ensure that you first set-up a new email account at hotmail or similar so that you can literally give that to these scum thus it stops them hassling you on your real email address.

[Never-In-Doubt]

Re: Debt and Loan Help Pleazzzzzzee.......

So nervous about this but I will go with you all and not pay them!

2 other quick questions. I have an egg loan from 2001 that I am still slowly paying, where do i stand with this? and shall I try to cliam PPI back on this?

Thanks

furryboo

Nope, send off for the CCA Request as per I2D above and then let me see it, at this stage it's pointless applying for PPI refunds as we can use that later to play off against the balance of the debt itself.....

At this stage, get the CCA and then email me a copy please.

[Deepie]

Re: Debt and Loan Help Pleazzzzzzee.......

You are all so wonderful, I hope I get everything sorted and can one day take you all out for a drink!

furryboo

you might regret saying that............

[furryboo]

Re: Debt and Loan Help Pleazzzzzzee.......

You are all so wonderful, I hope I get everything sorted and can one day take you all out for a drink!

furryboo

[Deepie]

Re: Debt and Loan Help Pleazzzzzzee.......

Also will I get hassled at work by these payday buggers?!?

Thanks

furryboo

If you do send them this------> Harassment by Telephone at Work

[furryboo]

Re: Debt and Loan Help Pleazzzzzzee.......

Also will I get hassled at work by these payday buggers?!?

Thanks

furryboo

[furryboo]

Re: Debt and Loan Help Pleazzzzzzee.......

lol!!! Nah, if is will jsut be loads of post that comes through then they will be fine with it, if door knocking will occur or anything else that that is different!

Thanks

furryboo

[CleverClogs (RIP)]

Re: Debt and Loan Help Pleazzzzzzee.......

It might for your parents.

Do you really hate them enough to do that?

[furryboo]

Re: Debt and Loan Help Pleazzzzzzee.......

OK, will do! Will kepp you posted on that and the other issue's. One other quick thing, would it cause a massive issue if I changed my home address to my parents address on these payday loans?

Thanks

furryboo

[Deepie]

Re: Debt and Loan Help Pleazzzzzzee.......

wouldn't harm doing a----------->CCA Request