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How damaging are late payment markers

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  • How damaging are late payment markers

    I'm picking up late payment markers as of late.

    How disastrous are they in the medium to long term if applying for credit?

    Say I have 3 or 4 that are more than 12 months old. I see they stay on my credit file for 6 years!!!!

  • #2
    Re: How damaging are late payment markers

    Depends how many, to whom & how regular.

    I miss my catalogue payments all the time and have about 7 [1]'s throughout last 6 years but that's fine as its all the same firm and spread out. Mistakes/oversights happen. Missing every other payment or more than 3+ in a year will down score you.

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